# FullyTokenized

> Engineering for regulated finance. Digital-asset products, delivered in 30–45 days. Fixed price. Timeline guaranteed. For banks, fintechs, funds, consultancies, and the infrastructure providers that serve them. Co-authors of ERC-7943 (uRWA), Ethereum's standard for compliant real-world assets.

FullyTokenized delivers working digital-asset products. Engagements come in different shapes: building a new product, integrating digital-asset rails into existing systems, extending something already in production, technical consulting, or ongoing development. Every engagement is scoped as a fixed-price 30–45-day sprint on a potentially longer roadmap. Most land by day 30; day 45 is the guaranteed backstop — if the scoped deliverable isn't done within 45 days of starting the work, we keep working at our own cost until it is. Everything we work on is yours: full IP, source code, documentation, and handover, with no lock-in.

With off-the-shelf software, you often pay for the 80% you don't use and miss the 20% specific to your business. We start by clarifying your goals and determining whether you need something custom at all — if an existing vendor is the honest answer, that's the recommendation you leave with.

Our engineering sits behind on-chain products spanning bonds, tokenized deposits, RWAs, and stablecoin rails, enabling $1B+ in on-chain market value across 10+ networks (EVM chains, Stellar, Solana, XRPL). Founded by Mihai Colceriu (CEO, co-author of ERC-7943) and Dr. Dan M. (CTO, PhD in blockchain). Based in Cluj-Napoca, Romania. We also work with consultancies white-label or co-delivered: they keep the client and the strategy, we help get it done.

## Pages

- [Home](https://fullytokenized.com/): Offer, process, selected work, testimonials, FAQ, and intro-call booking
- [Insights](https://fullytokenized.com/insights/): Technical guides on digital-asset engineering for regulated finance

## What clients say

- "Engaging FullyTokenized allowed us to augment the team to deliver customisations expected by our clients." — Bartek Rogalski, CTO, Bitbond
- "FullyTokenized helped us launch significantly faster, thanks to their deep knowledge of upgradeable smart contracts and DeFi integrations." — Bogdan Iuga, CEO, Liquify
- "Their deep understanding of blockchain technologies and commitment to client success sets them apart." — Ian Martins, EVP, Managing Director, Publicis Group

## Facts

- Delivery: fixed price, 30–45 days from work start, timeline contractually guaranteed (work continues at our cost past day 45)
- Engagement shapes: new builds, integrations, extensions, technical consulting, ongoing development — each a 30–45-day sprint
- Clients: banks, fintechs, funds, consultancies (white-label or co-delivered), infrastructure providers
- Standard: co-authors of ERC-7943 (uRWA), backed by 15+ companies, integrates with Chainlink ACE
- Track record: $1B+ on-chain market value enabled; 10+ networks (EVM, Stellar, Solana, XRPL)
- Infrastructure we work with: Fireblocks, Safe, Dfns, MetaMask, Ledger, Privy, Alchemy, Chainstack, Tenderly, The Graph, Dune, Stellar, Ripple, Ethereum
- Past audits coordinated with CertiK, Quantstamp, Chainsulting, AuditOne
- Pricing: fixed, confirmed on the intro call; 50% at kickoff, 50% at delivery
- Contact: book an intro call at https://fullytokenized.com/#book-call

## Optional

- [Privacy policy](https://fullytokenized.com/privacy-policy)
- [Terms and conditions](https://fullytokenized.com/terms-and-conditions)