engineering for regulated finance

Digital-asset products.
Delivered in 30‑45 days.
Fixed price. Timeline guaranteed.

For banks, fintechs, funds, consultancies, and the infrastructure providers that serve them. Work with experts without a 6‑month hiring cycle. Everything we work on is yours.

Our engineering sits behind on-chain products spanning bonds, tokenized deposits, RWAs, and stablecoin rails, enabling $1B+ in on-chain market value.

· Co-authors of ERC-7943
· Winners, Techstars Startup Weekend

WE WORK WITH ENTERPRISE-GRADE INFRASTRUCTURE

You don't need convincing.
You need it done.

Issuance is solved. The next step is distribution.

Issuing tokens is the easy part. What stalls projects is everything around it: custody, key management, compliance hooks, core systems, and integrations with channels your users already use.

Hiring blockchain engineers takes longer than the whole project should.

Hiring blockchain engineers in a thin talent market takes six months, then another few months for actual work. That's a year of risk before anything exists.

Delay is not an option. The clock is running.

Stablecoin rails, tokenized funds, and RWA listings are already live, and regulation now gives you a green light, not an excuse. The winners are those who actually ship useful products and leverage existing distribution channels.

Why Us

Co-authors of ERC-7943 (uRWA)

Ethereum’s official standard for compliant real-world assets, verifiable in the public EIP record. Backed by 15+ companies and integrates with Chainlink ACE (Automated Compliance Engine).

We help you find opportunities

Before doing anything, we first understand your needs and clarify your goals to determine what kind of solution you need and whether you need to build something custom or not. If the best answer is an existing vendor, you’ll hear it from us.

You own everything. No lock-in.

Full IP, documentation, and handover are part of every agreement. We’re the fastest path to a working product that justifies the internal team you’ll hire next.

Proven results-oriented process

Some clients need a pilot to prove the concept. Others need integration help, advisory, or help enhancing an existing product. Depending on the case, every engagement is scoped as a 30-45 day increment inside a longer roadmap, so nothing is a dead end.

Generic dev shop, or in-house?

vs

THEM

FullyTokenized

Generic dev shops

Cheaper per hour

Cheaper per outcome: regulated finance is all we do, and we guarantee the date

In-house

Months spent on hiring and salaries before anything is done

Full control and ownership in 30-45 days, with zero lock-in, and skip the months of hiring and risk before anything is done

Generic dev shops

Cheaper per hour

FullyTokenized

Cheaper per outcome: regulated finance is all we do, and we guarantee the date

Internal build

Control and ownership

FullyTokenized

You keep both, with zero lock-in, and skip the year of hiring and risk before anything is demonstrable

SELECTED WORK

Live digital-asset products

$0B+

on-chain market value

0+

products built

0+

networks
EVM · Stellar · Solana · XRPL

$1B+

assets tokenized

10+ networks

Bank-grade token issuance platform.

Problem: An issuance platform needed to scale across networks with bank-grade custody, without rewriting its contracts for every chain.


What we did: Implemented the ERC-2535 Diamond Proxy architecture for modular, upgradeable contracts, expanded it to 10+ networks across EVM chains plus Stellar and XRPL with key-management and custody integrations, and coordinated security audits by CertiK, Quantstamp, Chainsulting, and AuditOne.


Result: A no-code issuance platform live on 10+ networks, supporting $1B+ in assets tokenized.

issue / settle / custody

European bank, tokenized-securities pilot.

Problem: A European bank wanted to issue, settle, and custody tokenized retail structured products inside its own systems.


What we did: Advised and worked on the DLT pilot end-to-end, from issuance, settlement, and custody, including DLT-protocol selection, custody vendors, and key-management architecture, integrated with the bank’s existing stack.


Result: A pilot architecture the bank’s own teams could execute against.

Issue · Settle · Custody

+25%

local renewable consumption

€12M programme

EU-funded energy tokenization.

Problem: A multi-country EU programme needed privacy-preserving energy tokenization and a secondary marketplace for the issued tokens.


What we did: Delivered ERC-20/721/1155 tokenization and payments, homomorphic encryption and MPC for private P2P order matching, and gamification to drive participation, piloted across Spain, Italy, and other EU countries.


Result: +25% local renewable consumption.

AI-enhanced

Token-discovery platform, 50K+ tokens monitored.

Problem: An AI-enhanced token-discovery platform needed a backend that could operate at scale from day one.


What we did: Architected the event-driven/CQRS backend foundation, the notification and email system, and the initial frontend design system.


Result: A platform monitoring 50K+ tokens in production.

50K+

tokens monitored

and more…

NDAs prevent us from naming these institutions and projects.

YOU'RE IN GOOD HANDS
YOU'RE IN GOOD HANDS
YOU'RE IN GOOD HANDS

30-45 days timeline guarantee

Step 0 · 7–14 days

Discovery

We confirm the fit, clarify your goals, and figure out where you need help. Whether the engagement is a new pilot project or work on your existing systems, you get a fixed scope and a day-by-day plan before the clock starts.

Step 1 · Days 1–45

Work

The clock starts when you sign off on the plan. Weekly demos and feedback sessions. Most engagements land by day 30; day 45 is the guaranteed backstop, or we work for free until it's done.

STEP 2 · Day 30–45 · live

Deliverable

A usable product, a live integration, or a shipped extension, plus a closing walkthrough, handover documentation, and a roadmap for taking it further.

What we need from you

A named decision-maker, feedback within 48 hours, and attendance at the weekly calls, with no mid-work scope changes. Time spent waiting on you, or a third-party access we've requested, doesn’t count against the clock.

What you walk away with

You get a working digital-asset deliverable: a new product, a live integration, or an enhanced system, usable by stakeholders and real users.

You get direct introductions to the protocols, legal, licensing, compliance, and security auditors we work with.

You get a fully managed delivery process, with weekly demos, a point of contact, and a timeline you can hold us to.

You get a long-term strategy or roadmap with a clear, costed path and an ongoing support strategy.

You get full control of the third-party services or environments that we set up and configure for you and no lock-in.

You get full source code and IP, with documentation and system walkthroughs.

Team

Two founders who’ve shipped regulated digital-asset products in production. No account managers between you and the people doing the work.

Founder & CEO

Mihai C.

Co-author of ERC-7943. Runs the operations, systems, and fulfillment behind the 30–45-day guarantee.

Portrait photo

Founder & CTO

Dr. Dan M.

PhD in blockchain. Owns product execution, turning each scoped engagement into a deliverable.

FAQ

Questions, answered

Isn’t 30–45 days rushed for regulated finance?

Do you only do custom work?

What if we'd be better off just buying an existing solution?

What if you miss the deadline?

Is this production-ready?

We're a consultancy. Can you help us?

What does it cost?

Find out if your digital-asset product can be done in 30-45 days.

One intro call. We'll confirm the fit, the scope, and whether the guarantee applies, or tell you if it doesn't.

Find out if your digital-asset product can be done in 30-45 days.

One intro call. We’ll confirm the fit, the scope, and whether the guarantee applies, or tell you if it doesn’t.

Find out if your digital-asset product can be done in 30-45 days.

One intro call. We’ll confirm the fit, the scope, and whether the guarantee applies, or tell you if it doesn’t.

© 2026 FULLYTOKENIZED

THE CONTENT PROVIDED THROUGH FULLYTOKENIZED IS FOR INFORMATIONAL PURPOSES ONLY AND DOES NOT CONSTITUTE FINANCIAL OR INVESTMENT ADVICE. WE DO NOT ENDORSE OR RECOMMEND ANY SPECIFIC FINANCIAL PRODUCTS OR INVESTMENT STRATEGIES. ALWAYS SEEK ADVICE FROM A QUALIFIED PROFESSIONAL BEFORE MAKING ANY FINANCIAL INVESTMENT DECISIONS.

© 2026 FULLYTOKENIZED

THE CONTENT PROVIDED THROUGH FULLYTOKENIZED IS FOR INFORMATIONAL PURPOSES ONLY AND DOES NOT CONSTITUTE FINANCIAL OR INVESTMENT ADVICE. WE DO NOT ENDORSE OR RECOMMEND ANY SPECIFIC FINANCIAL PRODUCTS OR INVESTMENT STRATEGIES. ALWAYS SEEK ADVICE FROM A QUALIFIED PROFESSIONAL BEFORE MAKING ANY FINANCIAL INVESTMENT DECISIONS.

© 2026 FULLYTOKENIZED

THE CONTENT PROVIDED THROUGH FULLYTOKENIZED IS FOR INFORMATIONAL PURPOSES ONLY AND DOES NOT CONSTITUTE FINANCIAL OR INVESTMENT ADVICE. WE DO NOT ENDORSE OR RECOMMEND ANY SPECIFIC FINANCIAL PRODUCTS OR INVESTMENT STRATEGIES. ALWAYS SEEK ADVICE FROM A QUALIFIED PROFESSIONAL BEFORE MAKING ANY FINANCIAL INVESTMENT DECISIONS.